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As of Jan 1, 2004, due to the new FCRA Act of 2003, all credit bureaus will be required to give out one free credit report per year. However, they are not required to give out your credit score for free. Most bureaus will charge you $12.95 if you want your score included. Reports currently cost: | Experian | Equifax | Trans Union |
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| All States Not Listed | $9.00 | | Connecticut | $5 for your first copy each year (plus $.30 tax)
$7.50 for additional copies (plus $.45 tax) | | Colorado | 1 free report each calendar year. | | Georgia | 2 free reports each calendar year. | | Hawaii | $9.00 (plus $.32 tax) | | Illinois | $9.00 (plus $.48 tax for Chicago residents) | | Maine | $2 | | Massachusetts | One free report each calendar year. | | Maryland | 1 free report each calendar year. | | New Mexico | $9.00 (plus $.46 tax) | | New York | $9.00 (plus $.66 tax) | | Pennsylvania | $9.00 (plus $.56 tax) | | South Carolina | $9.00 (plus $.32 tax) | | South Dakota | $9.00 (plus $.32 tax) | | Texas | $9.00 (plus $.66 tax) | | Vermont | 1 free report each calendar year. | | Washington D.C | $9.00 (plus $.46 tax) | | West Virginia | $9.00 (plus $.48 tax) |
| | All States Not Listed | $9.00 | | Connecticut | $5.00 | | Maine | $3.00 | | Colorado, Georgia, Maryland, Massachusetts & Vermont | Call 1-800-997-2493 |
| | Colorado | free | | Connecticut | $5.00 | | Georgia | 2 free reports per year | | Maine | $2.00 | Maryland,
Massachusetts, and Vermont | 1 free report per year | | Virgin Islands | $1.00 | | All other states | $9.00 |
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