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Review of the American Pacific Bank Gold Mastercard

Summary - The American Pacific Bank Gold Mastercard is a step up from the visa classic. It is a basic credit card with no rewards. However, it comes with an annual fee which is not appealing considering most credit cards these days have no annual fee. Find out more. Fees and Rates - Though there is no annual fee for the first year, the annual fee on subsequent years is $35.00 The APR is 3% lower than the visa classic at 13.92%. The American Pacific Bank Gold Mastercard gives a 25 day grace period and uses the average daily balance method (including new purchase) of calculating balances.

Citi® Diamond Preferred® Card Review

Summary - The Citi® Diamond Preferred® Card is a great credit card for those looking for a no-frills card with a low APR and a good balance transfer deal. Find out more about this card... Fees - The Citi® Diamond Preferred® Card has no annual fee. The APR is as low as prime rate plus 1.99% (depending on your credit). Furthermore, unlike many cards, Citibank uses the average daily balance (including new purchases) to calculate monthly balance. New cardholders get a 0% APR for balance transfers and purchases for up to 12 months.

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