Summary - The Citi® Platinum Select® Card is a great credit card for those looking for a no-frills card with a low APR and a 0% on purchase deal. Find out more about this card... Fees - The Citi Platinum Select Card has no annual fee. The APR that you will be charged depends on your credit and could be as low as prime rate plus 1.99%. Citibank uses the average daily balance (including new purchases) to calculate monthly balance. New cardholders get a 0% APR introductory offer for up to 6 or 12 months for both purchase and balance transfers.

Summary - The ATT Universal Savings Platinum Card is a prepaid phone card and credit card combined into one. This card was designed for those who wants the convenience of using AT&Ts' prepaid phone card service with a credit card. We recommend the AT&T Universal Savings Platinum Card to an AT&T user, or those looking for either a low interest credit card and/or a good 0% balance transfer deal because This is an AT&T phone card combined with a credit card There is no annual fee The apr is low You get an excellent balance transfer deal - 0% apr on balance transfer for 12 months from date of transfer (you can transfer within 12 months). Note that a balance transfer fee applies with this offer Let's look at this card in more detail

Summary - The Chase Platinum credit card is a platinum card offered by Chase Manhattan Bank that comes with a great reward program. You also get typical platinum benefits and a good 0% apr introductory offer. Let us look at this card in greater detail. Fees - The Chase Platinum has no annual fee. You get a 0% introductory apr for 12 months for both balance transfers and purchases. (Note : Your introductory apr period may vary depending on Chases' assessment of your credit). The apr is either prime rate plus 5.99%, 9.99% or 14.99% depending on your credit. The 2-cycle average daily balance method is used to calculate monthly balances.

Summary - The HSBC Platinum MasterCard is a basic platinum credit card which offers a potentially low apr to those who have good credit and also platinum features. It also has a 0% apr introductory offer for balance transfers for between 6 to 12 months. Those looking for a low interest credit card or a credit card to transfer their balance should consider this card. Let us look at this card in greater detail. Rewards - The HSBC Platinum MasterCard gives you a choice of two types of rewards. You can choose to earn cash rebates, or choose to earn both either both cash rebates and travel rewards. If you choose to earn cash rebates, you will earn 1% cash back rewards for every dollar you spend on the card. You can earn unlimited rebates.

Summary - The Bank of America Visa Platinum is a basic no-frills credit card which will appeal to those looking for a basic card from a major bank. Find out more about this card. Annual Fee and APR - The Bank of America Visa Platinum has no annual fee. You get an introductory 0% apr for both purchases and balance transfers for six billing cycles. The apr ranges between prime rate plus 3.99% and 12.99%. The average daily balance method (including new purchases) is used to calculate monthly balances.

Summary - The BB&T Visa Platinum is a basic platinum credit card that allows you the option to enroll in BB&T's Travel Points reward program. Find out if this is the right card for you. Travel Reward Program - If you enroll in BBT's reward program, you can earn one point for every dollar you spend on the card. Points can be redeemed for both travel and shopping merchandise (including gift certificates). The program will cost you an additional $29.00 in the program annual fee, or $19.00 if you have a checking account with BB&T.

Summary - The Capital One® Platinum Prestige card is ideal if you have excellent credit and are looking for a card with a very low interest rate. Cardholders will be able to enjoy a low variable 7.4% APR on purchases and balance transfers with no annual membership fees or balance transfer fees. Plus you'll get exclusive savings : up to 40% on featured deals and 10% on everything else at Capital One Saving ZoneSM on Yahoo Shopping. Fees and Rates - Variable APR on purchases and balance transfers, currently at 7.4%. No annual fee and balance transfer fees.

Summary - The Providian Visa® Platinum Card is a no -frills credit card with no annual fee. The APR ranges from prime rate plus 1.99% to 11.99%, which means you can get a low ap if you have very good credit. There is also an introductory 0% APR for the first 12 months from account opening on balance transfers. Find out more about this card.... Fees - The Providian Visa Platinum has no annual fee. The apr ranges from prime rate plus 1.99% to 11.99%. Hence, if you have excellent credit, you could get a very low apr. New cardholders get a 0% apr for balance transfers for 12 billing cycles. Cardholders also get a grace period of 25 days versus the usual 20 days for most cards. However, the 2-cycle average daily balance method (including new purchase) is used to calculate monthly balances.

Summary - The Wells Fargo Prime Rate Visa credit card has the lowest apr in the credit card market. The apr is simply the prime rate. To make up for the fact that Wells Fargo gives such a good rate, they charge an annual fee of $19.00. Find out more about this card. Fees and Rates - The Wells Fargo Prime Rate Visa has an annual fee of $19.00. The apr is simply the prime rate. The average daily balance method (including new purchase) is used to compute your monthly balance. The grace period is 20 to 25 days.

Summary - The American Pacific Bank is a basic credit card with no rewards. However, it comes with an annual fee which is not appealing considering most credit cards these days have no annual fee. Find out more. Fees and Rates - Though there is no annual fee for the first year, the annual fee on subsequent years is $18.00 The APR is 3% lower than the visa classic at 16.92%. The American Pacific Bank Gold Mastercard gives a 25 day grace period and uses the average daily balance method (including new purchase) of calculating balances.