Review of the American Express IN LA Card

The American Express IN LA Card was last reviewed on 6th September 2006.

Summary - The American Express IN LA Card is specifically designed for Los Angeles residents who would like to earn reward points which can be exchanged for gift vouchers to trendy restaurants, bars and theatres in the LA area. Read on....

Reward Formula - The American Express IN LA allows you to earn one INSIDE (SM) reward point for every dollar you spend. You earn double points when you spend on city essentials like dining, movie tickets, cell phone service, cable and internet service, gym memberships, and newspaper and magazine subscriptions. You can earn unlimited points, which do not expire. These reward points can also be redeemed for items in two other cities, New York and Chicago. At present, the INSIDE Reward Program has 35 Dining (restaurant outlets) partners, 13 Drink partners and 11 Play (Theatres) partners.

Annual Fee and APR - There is no annual fee IN LA Card. The apr varies depending on your credit. You could an apr of either prime rate plus 3.99%, 5.99%, 8.99%, 10.99% or 11.99%. The IN LA Card uses the average daily balance methdd (including new purchases) to calculate monthly balances. You get an introductory 0% apr on both purchases and balance transfers for 6 months. You do not pay any balance transfer fee for this offer.

Reward Program Partners - At present, INSIDE Rewards has 59 partners for the IN LA Card. The table below list them.

INSIDE LA Reward Dining Partners

Bella Cucina	Ciudad	Nick & Stef's Steakhouse	Tengu
BLUE ON BLUE at Avalon Beverly	Doice	Patina	The Lincoln
BOA Steakhouse (Santa Monica)	Geisha House	Pinot Bistro	Venice Cantina
BOA Steakhouse (West Hollywood)	Grace	Pinot Provence	WHIST at Viceroy Santa Monica
Border Grill	Har's Bar & Grill	Rockenwagner	Zucca Ristorante
Brasserie Vert	Hollywood and Vine Restaurant	Spago
Cafe Pinot	Katana	Spanish Kitchen
Chaya Brasserie	Kendall's Brasserie & Bar	Sushi Roku (Hollywood)
Chaya Venice	L'Orangerie	Sushi Roku (Pasedena)
Chinois on Main	Meson G	Sushi Roku (Santa Monica)

INSIDE LA Reward Drink Partners

Avalon Hollywood	El Centro	The Belmont
Bar Nois at Maison 140 Beverly Hills	Golden Gopher Cocktail Lounge	Vine Street Lounge
Broadway Bar	Lounge at Delfina	WHISKEY BLUE
CAMEO BAR at Viceroy Santa Monica	Nacional
Concorde	Spider Club

INSIDE LA Reward Play Partners

Ahmanson Theatre	Mark Taper Forum
Broadway.com	Pasedena Playhouse
Gen Art	The Knitting Factory
LA Galaxy at the Home Depot Center	The Museum of Contemporary Arts
LA Kings at STAPLES Center	The Roxy Theatre
LA Opera

Conclusion - The IN:LA^SM Card from American Express® will appeal to Los Angeles residents who frequent the trendy places (partners ) of the INSIDE LA reward program. If you live in LA, and visit the above places frequently enough and want to earn reward points which can be redeemed for vouchers, then this may be the right card for you.

Positives