|
The Starbucks Card DuettoTM Visa® was last reviewed on 17th May 2007
Summary - The Starbucks Card DuettoTM Visa® is a visa card account and a Starbucks card account combined into one card. We recommend the Starbucks Card DuettoTM Visa® to the regular Starbucks customer who already owns a Duetto Card because they can earn faster Duetto Dollars. The key features of this card areYou earn 1% in Starbucks Duetto dollars for every dollar you spend If you sign up for an optional gift subscription feature using the Visa account of your Duetto card, you can earn 3% in Duetto Dollars on Gift Subscription purchases You earn 3% Duetto Dollars if you sign up for an auto-reload feature, which essentially uses your visa account to reload your Duetto account once your Deutto account falls below a certain threshold Duetto Dollars you earn are automatically loaded into the Duetto card account which you can use at any Starbucks outlet for a hassle-free starbucks purchase You can load additional Deutto Dollars into your card (much like a debit card)
Let us look at this card in more detail.
Reward Formula - The Starbucks Card DuettoTM Visa® is actually a visa card and a Starbucks Duetto "debit" card combined into one. You can use the card like a visa card, earn "Duetto Dollars", which are transfered into the Duetto account. You can 1% Duetto Dollars on your visa purchases. If you subscribe to the auto-load service, which automatically loads your Duetto account if it falls below a certain threshold, you can earn 3% Duetto Dollars for every dollar that is "loaded" into your Duetto account. You can join the optional gift subscription feature and earn 3% Duetto Dollars each time you make a gift subscription purchase.
Fees and Rates - The Starbucks Card DuettoTM Visa® has no annual fee. The apr is either prime rate plus 5.99%, 9.99% or 14.99% depending on your credit. This card uses the average daily balance method (including new purchases) of calculating monthly balances. You also get a 0% apr for six billing cycles on both purchases and balance transfers.
Verdict - We recommend the Starbucks Card DuettoTM Visa® to those who already have a Duetto Card as you can now have one card that combines the Duetto card with a visa and earn faster Duetto Dollars.
Positives
Earn 3% Deutto Dollars if you auto-reload your Duetto card account from your visa card account No annual fee 0% apr offer for six billing cycles for both purchases and balance transfers
| Starbucks Card DuettoTM Visa | | Reward Formula | | Point Accumulation | Earn 3% Duetto Dollars when you auto-reload your Duetto account from your visa account
Earn 3% Duetto Dollars when you join the gift subscription feature and make a gift subscription
Earn 1% Duetto Dollars on regular visa purchases | | Cost/Fees/Interest rates | | Introductory rate | 0% fixed APR for 6 billing cycles (purchases and balance transfers) | | Annual Fees | No annual fee | | Purchase APR | Prime Rate plus 5.99%, 9.99% or 14.99% | | Balance Transfer APR | Prime Rate plus 5.99%, 9.99% or 14.99% | | Cash Advance APR | Prime Rate plus 14.74% | | Penalty/Default Rate | Prime Rate plus 23.99% | | Min Finance Charge | $1.00 | | Grace Period | 20 days | | Balance Calculation Method | Average Daily Balance (including new purchases) | | Balance Transfer Fee | 3% min $5.00 max $75.00 | | Convenience checks fee | 3% min $5.00 max $75.00 | | Cash Advance fee | 3% min $10.00 | | Foreign Currency Conversion fee | 3% | | Over-the-credit-limit fee | $35.00 | | Late Payment fee | $15.00 - up to but not including $250.00
$39.00 - more than $250.00 |
|
.png)