| Sony CardSM Visa® |
| Reward Formula |
| Point Accumulation | 5 points per dollar spent on Sony products at MySony
3 points per dollar spent on Sony products elsewhere
1 point per dollar spent on other purchases |
| Other Benefits |
Unauthorized purchase protection
Extended warranty |
| Cost/Fees/Interest rates |
| Introductory rate | 0% fixed APR for 12 billing cycles (purchases and balance transfers) |
| Annual Fees | No annual fee |
| Purchase APR | Prime Rate plus 5.99%, 9.99% or 14.99% |
| Balance Transfer APR | Prime Rate plus 5.99%, 9.99% or 14.99% |
| Cash Advance APR | Prime Rate plus 14.74% |
| Penalty/Default Rate | Prime Rate plus 23.99% |
| Min Finance Charge | $1.00 |
| Grace Period | 20 days |
| Balance Calculation Method | Average Daily Balance (including new purchases) |
| Balance Transfer Fee | 3% min $5.00 max $75.00 |
| Convenience checks fee | 3% min $5.00 max $75.00 |
| Cash Advance fee | 3% min $10.00 |
| Foreign Currency Conversion fee | 3% |
| Over-the-credit-limit fee | $35.00 |
| Late Payment fee | $15.00 - up to but not including $250.00
$39.00 - more than $250.00 |
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