Summary - We recommend the Blue Cash® from American Express to those who want to earn cash rebates on their credit card because at present, this is the only credit card that allows you to earn 5% rebates on supermarket, gasoline and drugstore purchases. Find out more about this card. Rebate Formula - This is how the American Express Blue Cash rebate formula works. For spending up to $6,500, you earn 1% rebate on everyday purchases (defined as spending at standalone supermarkets, gas stations and drugstores) and 0.50% on "other purchases". For spending above $6,500, you earn 5% rebate on everyday purchases and 1.5% on other purchases. You can earn unlimited rebates.

Summary - The HSBC Platinum MasterCard with Cash Back Rewards is a basic cash back credit card that allows you to earn a 1% cash rebate for every dollar you spend on the card. Unlike all other cash back credit cards, you can earn unlimited cash rebates. You also get a generous 0% apr on balance transfers for between 6 to 12 months. This card will appeal to those who spend a lot and want a basic cash back credit card. Cash Back Formula - The HSBC Platinum MasterCard with Cash Back Rewards gives you a 1% rebate for every dollar you spend on the card. You can earn unlimited rebates.

The Citi Dividend Platinum Select Card is a cash rebate credit card that pays 2% rebates on purchases made at standalone supermarket, gasoline stations, drug stores, convenience stores and utilities (including cable). Let us look at this card in more detail. Rebate Formula - The Citi® Dividend Platinum Select® Card has a simple formula that pays a 2% rebate on purchases from standalone supermarkets, gas stations and drugstores, convenience stores and utilities. You can 1% rebate on other purchases. You can earn up to $300 rebates in a year. Purchases from Citi's Dividend Merchant Network are exempt from this cap. If you hit your $300 limit, you can always get another identical card from Citi. You can redeem your cash rebates in $50 denominations. You have to request your rebate checks yourself.

Summary - We highly recommend the Chase Cash Plus® Rewards Visa to those looking for a cash rebate credit card because You earn 5% cash rebate with purchases at gas stations, grocerries and drugstores. You have a choice to exchange your cash rebates for gift certificates There is no annual fee You get a 0% apr for balance transfers for 12 monthsLet us explore this card in more detail. Rebate Formula - The Chase Cash Plus Rewards Visa is an "everyday purchase" cash rebate credit card. You can earn 5% cash rebate from purchases at gas stations, groceries and drugstores. You get 1% rebate for "other purchase". In addition to being a cash rebate card, you can actually choose to exchange your cash rebates for gift certificates instead. Though it is not mentioned on their website or terms and conditions, a quick call to Chase revealed that you can earn up to $300 in cash rebates annually or 30,000 points.

Summary - The Chase Free Cash Rewards(SM) Visa® Card is a hybrid cash back credit card that allows you to earn earn cash rebates or exchange your points for gift certificates. Find out more about this card. Rewards - The Chase Free Cash Rewards(SM) Visa® Card is a cash rebate card. You earn 1 point for every dollar you spend on the card. Once you have accumulated 2,500 points, you can either redeem it for a $25.00 check or for $25.00 worth of gift certificates from partner merchants. The rebate percentage is 1%. You can earn up to 60,000 points in one calendar year ($600 in cash rebates). You get 1,000 bonus points after your first purchase.

Summary - The Chase Ultimate Cash Award Card is on our Editor's Choice List and recommended to those looking for a cash rebate card because You can earn up to 5% rebates on "everyday purchases" You can earn up to 2% rebates on "other purchases" There is no annual fee You can earn unlimited rebates Let's find out more about this card. Rebate Formula - The Chase Ultimate Cash Award Card is a tiered cash back credit card. This is how the rebate formula works. You to earn up to 5% for purchases at standalone supermarkets, drugstores, gas stations and home improvement stores. You start to earn 5% rebates once your annual expenditure exceeds $6,000. You can earn up to 2% rebates on other purchases. The 2% rebate starts kicking in once annual expenditure exceeds $6,000. You do not need to carry a huge balance to earn the full rebate (just $0.01 or more). You can redeem your cash rebates when you have earned $25.00. You can earn unlimited cash rebates.

Summary - The National City Bank Everyday Rewards Elite Visa is a cash rebate card that allows you to earn more than 1% rebates for a variety of purchases you make. But is this the best cash back credit card you can get? Find out more. Rebate Formula - Here is the rebate formula for this card. You earn 4% rebates on gasoline purchases up to $250 in monthly gasoline spending You earn 3% rebates on cinema and video rental purchases (up to $150 in monthly spending) You earn 2% rebates on groceries, restaurant and fast food purchases (up to $750 in monthly spending) For spending on "other purchases", you earn 0.5% rebates when your annual spending is below $10,000. Once your annual spending is above $10,000, you can earn unlimited 1% rebates for "other purchases". Fees and Rates - There is no annual fee for the Everyday Rewards Elite Visa. The apr is either prime rate plus 5.99%, 8.99% or 13.99%. The two-cycle average daily balance method (including new purchases) is used to calculate monthly balances.

Summary - The Wells Fargo Cash Back Visa is perhaps the worst cash back credit card that I have reviewed. It has a tiered rebate formula that requires you to spend above $450 within a billing cycle before you can even earn 1% rebates. Read further and find out which card we recommend instead. Rebate Formula - The Wells Fargo Cash Back Visa has a tiered rebate formula which summarized in the table below.

Summary - The US Bank Cash Rewards Visa Platinum is one of the worst cash rebate credit cards I have come across. It has a tiered rabate formula whose maximum rebates you can earn is only 1%. Furthermore, US Bank will charge you a $40.00 annual fee unless you use your card. Find out more about this card and our alternative recommendations. Rebate Formula - The US Bank Cash Rewards card has a tiered rebate formula. For spending up to $1,000, you earn 0.25% rebates. For spending between $1,001 and $2,000, you earn 0.50% rebates. For spending between $2,001 and $3,000, you earn 0.75% rebates. You earn 1% rebates when your annual spending exceeds $3,000. You can earn up to $350 in cash rebates every year. Your rebate check will be sent to you at the end of your anniversary year.

Summary - The Capital One® No Hassle CashSM Rewards - Excellent Credit is ideal if you want a card that allows you to earn great cash rewards. This card gives you 1% cash back on everything you buy from day one, as well as a 25% annual bonus on the cash rewards you've earned during the year. There is no limit on the cash rewards you can earn and no expiration date on your cash rewards for the life of your account. This card has a 0% introductory rate on purchases until September 2008 with no annual fee, plus the interest rate is reasonable after the introductory rate expires. This card offers an array of platinum benefits and services as well, which makes it an excellent choice for a cash back reward card. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping.