Summary - The Pulaski Bank MasterCard® or VISA® has one of the lowest apr among all credit cards at a fixed rate of 7.99%. This card will appeal to those looking for a low apr credit card. Aside from it's low apr, it has a 25 days of grace period versus the standard 20 days given by most credit cards it uses the "monthly periodic rate rather than the "daily periodic rate" used by most credit cards these days has a 0% arp on balance transfers for 6 billing cylces has no fees for either balance transfers or cash advance

Summary - The Pulaski Bank Visa® Gold will appeal to those looking for a low apr credit card. It's main features and strength are : low fixed rate apr at 9.50% No annual fee 0% apr for balance transfer for 6 billing cycles from the date of transfer 25 day grace period Interest calculations based on average monthly apr rate Let us take a closer look at this card.

Summary - The Citi Simplicity Card is Citibank's latest credit card offer with a unique twist. This card will waive any late fees if a purchases or cash advance is made within the same billing period. Aside from this unique feature, it has an excellent 0% introductory apr offer for 12 months on both purchases and balance transfer. The apr is very low too. Read on.... No late fees? - The unique features of the Citi Simplicity Card is that if you make a late payment, your fees will be waived if you have made a purchase or cash advance during the same billing period. Balance transfers do not apply. (Note that late payment is often reported to the credit bureaus and hence you do not ever want to be late if you can avoid it).

Summary - The Citi® Platinum Select® Card is a great credit card for those looking for a no-frills card with a low APR and a 0% on purchase deal. Find out more about this card... Fees - The Citi Platinum Select Card has no annual fee. The APR that you will be charged depends on your credit and could be as low as prime rate plus 1.99%. Citibank uses the average daily balance (including new purchases) to calculate monthly balance. New cardholders get a 0% APR introductory offer for up to 6 or 12 months for both purchase and balance transfers.

Summary - The ATT Universal Savings Platinum Card is a prepaid phone card and credit card combined into one. This card was designed for those who wants the convenience of using AT&Ts' prepaid phone card service with a credit card. We recommend the AT&T Universal Savings Platinum Card to an AT&T user, or those looking for either a low interest credit card and/or a good 0% balance transfer deal because This is an AT&T phone card combined with a credit card There is no annual fee The apr is low You get an excellent balance transfer deal - 0% apr on balance transfer for 12 months from date of transfer (you can transfer within 12 months). Note that a balance transfer fee applies with this offer Let's look at this card in more detail

Summary - The Chase Platinum credit card is a platinum card offered by Chase Manhattan Bank that comes with a great reward program. You also get typical platinum benefits and a good 0% apr introductory offer. Let us look at this card in greater detail. Fees - The Chase Platinum has no annual fee. You get a 0% introductory apr for 12 months for both balance transfers and purchases. (Note : Your introductory apr period may vary depending on Chases' assessment of your credit). The apr is either prime rate plus 5.99%, 9.99% or 14.99% depending on your credit. The 2-cycle average daily balance method is used to calculate monthly balances.

Summary - The HSBC Platinum MasterCard is a basic platinum credit card which offers a potentially low apr to those who have good credit and also platinum features. It also has a 0% apr introductory offer for balance transfers for between 6 to 12 months. Those looking for a low interest credit card or a credit card to transfer their balance should consider this card. Let us look at this card in greater detail. Rewards - The HSBC Platinum MasterCard gives you a choice of two types of rewards. You can choose to earn cash rebates, or choose to earn both either both cash rebates and travel rewards. If you choose to earn cash rebates, you will earn 1% cash back rewards for every dollar you spend on the card. You can earn unlimited rebates.

Summary - The Bank of America Visa Platinum is a basic no-frills credit card which will appeal to those looking for a basic card from a major bank. Find out more about this card. Annual Fee and APR - The Bank of America Visa Platinum has no annual fee. You get an introductory 0% apr for both purchases and balance transfers for six billing cycles. The apr ranges between prime rate plus 3.99% and 12.99%. The average daily balance method (including new purchases) is used to calculate monthly balances.

Summary - The BB&T Visa Platinum is a basic platinum credit card that allows you the option to enroll in BB&T's Travel Points reward program. Find out if this is the right card for you. Travel Reward Program - If you enroll in BBT's reward program, you can earn one point for every dollar you spend on the card. Points can be redeemed for both travel and shopping merchandise (including gift certificates). The program will cost you an additional $29.00 in the program annual fee, or $19.00 if you have a checking account with BB&T.

Summary - The Capital One® Platinum Prestige card is ideal if you have excellent credit and are looking for a card with a very low interest rate. Cardholders will be able to enjoy a low variable 7.4% APR on purchases and balance transfers with no annual membership fees or balance transfer fees. Plus you'll get exclusive savings : up to 40% on featured deals and 10% on everything else at Capital One Saving ZoneSM on Yahoo Shopping. Fees and Rates - Variable APR on purchases and balance transfers, currently at 7.4%. No annual fee and balance transfer fees.